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Jim Main is set to put a lot of people through school. But it’s not his children who are the recipients. Mr. Main, a 94-year-old retired chartered accountant from Toronto, has set up 11 registered education savings funds (RESPs) for all of his grandchildren and great-grandchildren.

When Corinne Contant began her professional career as a dentist 20 years ago she, like many self-employed individuals, found that there were certain years when investing in the growth of her practice needed to take precedence over socking away retirement funds...

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