The vast majority of investors underestimate the importance of dividends, focusing almost entirely on capital gains from their shares when assessing their returns.

Depending on your comfort and expertise with stock markets, you may be better off paying an MER for more reliable results. When do you advise buying dividend exchange-traded funds versus creating and managing a portfolio of individual dividend stocks? There are many factors to take into consideration.

Benjamin Graham, one of the most prominent investors of all time, once said: “If I have noticed anything over these 60 years on Wall Street, it is that people do not succeed in forecasting what’s going to happen to the stock market.”


The last thing you want to do when trading on the stock market is buy shares in a downtrend (DT lines). Stocks should not be purchased while they are rising, which is even more true when they are falling, since if they are trapped under the downtrend, you will be in for some very rough times.

Whether it’s out of dread or complacency, a lot of investors aren’t reading their account statements. That’s the conclusion to be drawn from a survey in which investors were asked if they noticed any change during the past year in how fees and performance information was communicated by their advisory firm.

On July 12, the Bank of Canada hiked its benchmark interest rate, recognizing the strength of our domestic economy and tightening monetary conditions for the first time since September 2010. This was followed by a second increase on September 6, 2017 confirming the trend. Investors should bear in mind the impact these rate hikes could have on their portfolios.

Investing isn’t the place to improvise. Having a good game plan can help you reach your goals, while helping you avoid an investor’s worst enemy: emotion!

How can you get the most out of your investments? How can you tell the difference between a good investment and a bad one? Here is some advice.