Mothers do a lot for their children. It is their priority, and often comes before anything else, including savings for retirement. This Mother’s Day, we remind them to not forget about themselves!

A subprime mortgage refers to a mortgage loan made to borrowers with less-than-stable credit who are unable to secure a conventional mortgage. Such loans typically carry high interest rates and less favourable terms in order to compensate lenders for the higher risk of lending. Subprime interest rates are always above the prime lending rate.

Since it was first launched in 2009, the Tax-Free Savings Account (TFSA) has been an unqualified success. The proof: some 8.2 million Canadians currently hold this investment vehicle, which allows them to grow their savings tax-free and pay no income tax on withdrawals. But if an RRSP and a TFSA provide the same return, would the TFSA always be the better choice for everyone? Here follows a description of the advantages of TFSAs in each of the four cycles of life.


A stock market refers to the interaction of buyers and sellers of stocks, or shares in a company. The stock market is a method used by many companies to raise capital for expansion. Businesses sell shares of ownership in a public market, where investors buy and sell them as liquid investments.

While no one doubts its necessity, environmental protection is not always a daily priority. Earth Day (April 22) is the perfect opportunity to evaluate the choices we make and their impact on the planet, particularly in terms of consumption. Savings and sustainability – the two aren’t mutually exclusive.

A stock index is a statistical measure of change in a securities market, which essentially measures the market’s value using the average price of selected stocks. This process, known as a weighted average, includes stocks taken from different companies that are trading on the market.