The newest retirement savings challenge is the thirty-something who still gets parental financial support. In a recent survey done for a financial planning organization, 13 per cent of parents with children 34 and older said their sons and daughters are financially dependent on them. Twelve per cent said their kids in this age bracket are causing a strain on them financially. How inconvenient – parents with thirtysomething children should be reaching peak retirement savings momentum.

Depending on your comfort and expertise with stock markets, you may be better off paying an MER for more reliable results. When do you advise buying dividend exchange-traded funds versus creating and managing a portfolio of individual dividend stocks? There are many factors to take into consideration.

Benjamin Graham, one of the most prominent investors of all time, once said: “If I have noticed anything over these 60 years on Wall Street, it is that people do not succeed in forecasting what’s going to happen to the stock market.”

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Dreaming of a cottage vacation? Now’s the time to think about it. Fall is the ideal season to act on that idea and make a purchase, or just to rent!

The last thing you want to do when trading on the stock market is buy shares in a downtrend (DT lines). Stocks should not be purchased while they are rising, which is even more true when they are falling, since if they are trapped under the downtrend, you will be in for some very rough times.

Planning ahead is hard when you're broke. But planning ahead may be the best way to stop being broke and start building a solid financial future. People who have a strategy tend to save more money and be financially healthier than those who don't, studies have found.

A renovation can make good financial sense. If you plan to stay in your home rather than selling and moving, a renovation can help you create your dream home within your existing walls. Here are some more options that can help you pay for that much-yearned-for reno.

Debt can weigh heavily on your shoulders and have major consequences on your financial well-being. Here are five strategies to get out of debt and back on track.

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