The vast majority of investors underestimate the importance of dividends, focusing almost entirely on capital gains from their shares when assessing their returns.

Benjamin Graham, one of the most prominent investors of all time, once said: “If I have noticed anything over these 60 years on Wall Street, it is that people do not succeed in forecasting what’s going to happen to the stock market.”

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Dreaming of a cottage vacation? Now’s the time to think about it. Fall is the ideal season to act on that idea and make a purchase, or just to rent!

The last thing you want to do when trading on the stock market is buy shares in a downtrend (DT lines). Stocks should not be purchased while they are rising, which is even more true when they are falling, since if they are trapped under the downtrend, you will be in for some very rough times.

The goal of saving for retirement is to supplement the income you'll receive from government pension plans (like the Régie des rentes du Québec and the Canada Pension Plan) and private pension plans (former employers) to maintain your lifestyle after retirement.

On July 12, the Bank of Canada hiked its benchmark interest rate, recognizing the strength of our domestic economy and tightening monetary conditions for the first time since September 2010. This was followed by a second increase on September 6, 2017 confirming the trend. Investors should bear in mind the impact these rate hikes could have on their portfolios.

Investing isn’t the place to improvise. Having a good game plan can help you reach your goals, while helping you avoid an investor’s worst enemy: emotion!

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